Invoice factoring
Invoice factoring converts your accounts receivable into immediate funds. You submit invoices from creditworthy customers, the factoring company advances you a percentage of the invoice value, and they collect payment directly from your customer. Once the customer pays, you receive the remaining balance minus the factoring fee. No monthly loan payments, no new debt on your balance sheet.
Sun Village sits along East Avenue S and Pearblossom Highway, home to small manufacturers, trucking companies, and specialty contractors who invoice commercial clients. When your cash is tied up in unpaid invoices but payroll or fuel costs are due this week, factoring keeps operations moving without waiting for customer payment cycles.
How it works
We are a commercial loan broker, not a lender. We match your invoices and customer payment history to factoring companies that work with your industry. You bring recent invoices, customer contact details, and basic business records. We handle the broker work: comparing advance rates, verifying which factoring partner accepts your invoice terms, and walking you through the application.
A gravel supplier in Sun Village invoiced a large paving contractor but needed to pay his aggregate vendor before the contractor's 60-day payment window closed. Factoring advanced funds against that invoice in three business days, letting him restock inventory and take the next job without a gap.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.