SBA loans
SBA 7(a) loans provide up to 25 years of repayment time for owner-occupied commercial real estate and up to 10 years for equipment or working capital. The Small Business Administration guarantees a portion of the loan, so lenders accept more risk and ask for less collateral than conventional bank loans. You bring tax returns, bank statements, and a business plan. Marshgate Advances organizes those documents, submits them to multiple lenders in our network, and walks you through underwriting. Because we are a broker and not a lender, we shop your file to find the best fit.
SBA loans
Quartz Hill sits at the western edge of Palmdale, where Avenue L runs into open high-desert land and the Anaverde Hills rise to the south. Businesses here include specialty contractors, equestrian suppliers, light manufacturing shops, and family-run retail along 60th Street West. Many need capital to buy the building they lease, replace aging trucks, or add a second bay. SBA loans fit that profile. One Quartz Hill welding shop used a 7(a) loan to purchase its metal-working equipment outright and refinance a short-term note. The owner gathered three years of profit-and-loss statements, a current balance sheet, and a simple narrative. Marshgate Advances packaged the file, sent it to four lenders, and closed in eight weeks.
How it works
We start with a phone conversation at (661) 553-4748. You describe your goal. We list the documents lenders want. You send them once. We format, annotate, and submit to every appropriate lender. No repeated applications. No jargon-filled emails. Visit our office at 950 E Palmdale Blvd, Palmdale, CA 93550 or call from your Quartz Hill shop. Learn more about our Quartz Hill services or explore the full SBA Loans program we broker across Palmdale.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.