Invoice factoring
Invoice factoring lets you sell outstanding invoices to a third party in exchange for immediate cash. The factoring company advances a percentage of the invoice value upfront, then collects payment directly from your customer when the invoice matures. Once your customer pays, you receive the remaining balance minus the factoring fee. This is not a loan. You're selling an asset you already own. The factoring company evaluates your customer's creditworthiness, so even startups or businesses with thin credit history can qualify. Marshgate Advances is a licensed broker, not a lender. We match you with factoring companies, prepare your documentation, and guide the transaction from application to funding.
Invoice factoring
Antelope Center sits along Avenue M and 170th Street East, a corridor where small distribution warehouses, specialty contractors, and service providers operate on tight timelines. If you deliver materials to job sites across the high desert or invoice municipal clients in Lancaster and Palmdale, waiting 60 days for payment can stall payroll and vendor orders. Invoice factoring turns those unpaid invoices into same-week cash. A local HVAC contractor serving new residential builds near Avenue L might invoice a general contractor in early January but not see payment until March. Factoring that invoice in early January means the contractor can buy equipment, pay technicians, and bid the next job without waiting. Because Antelope Center businesses often work with government agencies and large commercial clients who pay slowly, invoice factoring keeps operations moving while customers take their time.
We gather your invoices, customer contracts, and proof of delivery, then shop your file to factoring companies that specialize in your industry. You'll receive a term sheet outlining the advance rate and fee structure. Once you accept, funds typically arrive in two to five business days. We're located at 950 E Palmdale Blvd, Palmdale, CA 93550, a short drive west on Avenue M. Call us at (661) 553-4748. No email inquiries. Our role is to simplify documentation and connect you to the right factoring partner, not to fund the transaction ourselves. Visit our Palmdale hub to explore other working-capital options if factoring isn't the best fit.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.